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| ONLINE DATA CORPORATION: Specializing in Merchant
Services |
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- The consumer places an order.
The customer places an order at the Merchant
Internet storefront, using his or her payment method of choice.
- The transaction is processed in real-time.
The payment gateway, provides
secure, real-time connectivity from your storefront to the payment
gateway platform. Our gateway product, securely
routes the transaction through the financial network to the
appropriate banks, ensuring that customers are authorized to
make their purchase.
The Payment Gateway uses
a client/server architecture for performing transaction processing.
The client is installed on your merchant site and is integrated with your e-commerce application. The client may also be pre-integrated with shopping cart solutions and store management systems.
For transaction authorization, the
client software establishes a secure link with the processing server
over the Internet using an SSL connection,
and transmits the encrypted transaction request. The processing
server, which is a multi-threaded processing environment, receives
the request and transmits it to the appropriate financial processing
network.
- The transaction is approved or denied.
When the authorization response
is received from the financial network, the response is returned
via the same session to the client on your site. The client
completes the transaction session by transparently sending a
transaction receipt acknowledgment to the server before disconnecting
the session.
- The transaction is confirmed.
The Payment Gateway confirms
that the transaction has been securely routed and processed. As
proof of a securely processed transaction, both the customer and
you, the merchant, receive a transaction confirmation number via
web browser and/or e-mail.
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©2005-2006 Online Data Corporation,
All Rights Reserved.
Online Data Corporation is a registered agent of
Wells Fargo Bank, N.A., Walnut Creek, Ca.
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